New Jersey Credit Unions--Why Bank on Us?

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We often see credit unions with deep roots in a community – Bay Atlantic takes that concept to a whole new level. One of those nine founding workers, Lillian Steelman, is the great aunt of Gail Marino, Bay Atlantic’s current President & CEO. “You can say that the credit union is my blood,” Marino said. Marino has carried on that tradition of long-standing ties to the credit union, having begun working at the credit union (named Kimble Federal Credit Union at the time) in 1977 as a teller.

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Crowded stores, long lines, empty shelves…this all sounds kind of like the holiday shopping season when it isn’t! It’s the second largest consumer-spending season according to the National Retail Federation: back-to-school shopping. And it has gotten expensive!

The National Retail Federation foresees households of K-12 graders will spend an average of nearly $700 on clothes and accessories, electronics, shoes, and school supplies. For college students it’s closer to $900 when factoring in electronics.

This all sounds like a lot doesn’t it? That $700-$900 may not always be at your disposal and charging the credit card or taking out a small loan wouldn’t be the wisest idea either.

Click to read 10 back-to-school money saving tips mentioned on MoneyTalksNews.com that may help you and your family save some cash in the coming month.

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